Pet insurance typically reimburses you for eligible expenses rather than paying the vet directly. Policies vary, but most include deductibles, reimbursement rates, and annual coverage limits.
Common Exclusions:
• Pre-existing conditions
• Routine care unless covered by a wellness plan
• Elective procedures (e.g., ear cropping)
How It Differs from Human Insurance:
• No network restrictions: Choose any licensed vet.
• You pay upfront and get reimbursed later.
Research and compare policies to find the best coverage for your pet’s breed and lifestyle. Protecting your dog has never been easier!